SMS Text Messaging Terms & Conditions

Please read these SMS/Text Messaging Terms & Conditions carefully. By completing the SMS/Text Messaging Opt-In Form, you expressly consent to receive non-marketing and marketing text messages from  “Calkor.com“, including text messages made with an Auto dialer, at the mobile phone number(s) you provide.
You may opt-out of these communications at any time by replying STOP to any text message from Calkor.com or by otherwise contacting the Calkor.com as indicated below. You can receive help at any time by replying HELP to any text message from the Calkor.com or by otherwise contacting Calkor.com as indicated below. Consent to receive non-marketing or marketing text messages is not required to purchase any products or services from the Calkor.com. Messaging and data rates may apply. By completing the SMS text Messaging Opt-In Form, you also accept and agree to be bound by these SMS Text Messaging Terms & Conditions and any other applicable terms and agreements related to your use of Calkor.com services.
Program Description Calkor.com offers its text messaging program whereby Calkor.com, and any applicable service providers, will text message you to provide you with information concerning your account activity with Calkor.com and other Calkor.com products, services, and promotions (all of the foregoing the “Calkor.com Program”). Calkor.com and its service providers may, from time to time, use standard or an automatic telephone dialing system (“Auto dialer”) to deliver text messages to you under the Calkor.com Program. You agree that you will not use the Calkor.com Program for any illegal or unlawful purposes. No coverage may be bound or amended via text message or the Calkor.com Program.
Message Frequency Under the Calkor.com, the number of Calkor.com text messages that you receive may vary depending upon your account activity and your communication with Calkor.com.
Cost Calkor.com does not impose a separate fee for sending Calkor.com text messages under the Calkor.com Program. However, standard message and data rates may apply to each text message sent or received in connection with the Calkor.com Program, as provided in your mobile telephone service rate plan. Please contact your mobile telephone carrier for pricing plans and information.
How to Opt-In To opt-in to receive text messages from Calkor.com under the Calkor.com Program, complete the SMS/Text Messaging Opt-In Form and submit it to Calkor.com. Calkor.com will then send you a text message asking you to confirm your enrollment in the Calkor.com Program.
How to Opt-Out To STOP receiving text messages from Calkor.com, text STOP to the ten-digit long code from which the text messages are being sent. You will then receive confirmation of your opt-out of the Calkor.com text- messaging program. You may also opt out by providing written notice to the Calkor.com at 3255 Wilshire BLVD Suite 1500, Los Angeles, CA 90010.
Your Mobile Telephone Number You represent that you are the account holder for the mobile telephone number. You agree to maintain accurate, complete, and up-to date information with Calkor.com regarding your use of the Calkor.com Program, including, without limitation, notifying Calkor.com in writing immediately if you change, or cease being the regular user of, your mobile telephone number. You agree to indemnify Calkor.com in full for all claims, expenses, damages, and costs, including reasonable attorneys’ fees, related to or caused in whole or in part by your failure to notify Calkor.com if you change your telephone number, or cease being the regular user of, including, but not limited to, all claims, expenses, damages, and costs related to or arising under the Telephone Consumer Protection Act, 47 U.S.C. § 227 et seq.
Termination of Text Messaging Calkor.com may suspend or terminate your receipt of Calkor.com text messages if Calkor.com believes you are in breach of these SMS/Text Messaging Terms & Conditions.
Release: No Warranties; Limitation of Liability
By participating in the Calkor.com Program, you agree to release and hold harmless Calkor.com and its representatives, agents, successors, assigns, employees, officers and directors, from any and all liability, for loss, harm, damage, injury, attorneys’ fees, cost or expense whatsoever including without limitation, property damage, personal injury and death that may occur in connection with the Calkor.com, or your use thereof, and for any claims, matters, or disputes based on violation of law or infringement or violation of any rights of any person or entity, including, without limitation, violation of publicity rights, defamation, or invasion of privacy.
In no event shall Calkor.com be liable to you, or to any third party, for any losses or damages whatsoever arising out of or resulting from the Calkor.com Program, or your use thereof, regardless of the theory of recovery, including, without limitation, direct, indirect, consequential, incidental or special damages, lost profits, punitive damages, attorney’s fees or any damages.

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About Us

Our Journey and Mission

At CAL-KOR Insurance, we are committed to providing the highest level of service with integrity and transparency. Our mission is to deliver personalized insurance solutions that protect what matters most to you, ensuring peace of mind with every policy. Through unwavering trust and a dedication to excellence, we strive to be the trusted partner you can rely on for all your insurance needs.
 
We believe that great insurance goes beyond policies—it’s about building lasting relationships founded on trust. We’re here to help you navigate the complexities of insurance, guaranteeing your confidence and security at every step.

Why Choose Us

Our Unique Value Propositions

01.

The Best Legacy

We’ve been here for 30 years, & we continue to grow

02.

The Best Provider

We have a 97% Customer Satisfaction Rating

03.

Our Valued Partners

We offer policies from 250+ trusted partners

A Greeting from Our CEO

On behalf of the CAL-KOR family, I bring you my wholehearted greetings.
 
I am grateful for your continued support and encouragement throughout the last 30 years. With your trust, CAL-KOR Insurance has grown to be a leading provider in protecting the financial assets of our community.

For nearly three decades, CAL-KOR has been at the forefront in building a solid foundation for our community that has in turn helped us grow and thrive into who we are today.

Our unprecedented success has enabled us to further strengthen our ability to provide you with the insurance policies that best fit your needs for you and your business.

Through our commitment to excellence in service, we have found success in fulfilling the needs of our community, thanks to the professionals at CAL-KOR Insurance Services.

We are proud to be of service and look forward to servicing you in the years to come.
 
At CAL-KOR, we ensure your success!
 
Charlie Chin, President & CEO
CAL-KOR Insurance Services

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